Life Insurance Is For Those You Leave Behind 

For many people thinking about their death is hardly the most enjoyable
way to pass the time.  Thinkng about how your family will cope after
you've passed is an essential part of being part of a family.  However,
that's not  the only reason that people avoid shopping for life insurance.   
 
Recent studies have shown tht although 84% of Americans believe that
most people need life Insurance, 41% of the country does not currently
have any.  Of those who do, nearly a third have just a basic life
insurance  policy through their employer.
  
People have many different reasons as to why they have not purchased life insurance.  The most common reasons are generally:
  
  • It's too expensive.
  • Other financial priorties take higher presedence.
  • They have as much as they need right now.
  • You can't get coverage if you have health issues.
  
While each of these are valid points to consider when taking on any new longterm financial comittments, the realities are that modern life insurance policies offer flexibility in both premium and underwriting guideliens.  Senior Health Partners works with many of the top life insurance companies in the country to ensure that we are able to find a policy type that is best sutied for your family's needs and budget.  
 
There's no question that a capable professional can provide very sophisticated ways of using life insurance in a number of scenarios.  Sometimes acquiring life insurce is the best option, and other times it isn't.   Nevertheless, when you care deeply about someone, or there's a charitable cause that's very important to you, and your death will deprive them of the financial resources you want them to have, the answer most often life insurance.